You are here

What is a Judgment?

A judgment in a case for unpaid bills is a judge's decision that says you owe a certain amount of money to a certain creditor. It is a court order that says you owe money to a specific person or company.

A judgment lasts for 20 years.  If at some time in the 20 years after the judgment you have wages or assets, the creditor may attach or take your wages or money to pay the debt.  They could also take your assets and sell them to pay the debt.  Do not ignore any paperwork from the court even if you do not have the money to pay the debt now.  You do not want to have a default judgment entered against you, especially if you do not owe the money. 

Produced by Mariah Jennings-Rampsi, South Coastal Counties Legal Services, with funding from American College of Bankruptcy Foundation
Created June 2012

Find Legal Aid

You may be able to get free legal help from your local legal aid program. Or email a question about your own legal problem to a lawyer.

Ask a Law Librarian

If it's
Monday-Friday
between
9am and 4pm

Site Search: