Filling out Chapter 7 Bankruptcy Forms

Produced by Attorney Mariah Jennings-Rampsi for MassLegalHelp
Created October 2016

Review: Have you completed the following steps?

  • Read Notice to Consumer Debtors
  • Asked for credit reports
  • Gathered most current amounts you owe on all debts
  • Signed and recorded Declaration of Homestead (if you own your home)
  • Filed federal and state income tax returns for this year (if you file income tax returns)
  • Attended credit counseling appointment and received Bankruptcy Certificate
  • Gathered your documents checklist

Tips for filling out your Bankruptcy Forms

paper, person, calculator graphic

  • Get a calculator, scratch paper, and pencil or erasable pen.
  • Finish each step before you go to the next step.
  • On a separate paper write down questions you have.
  • Ask a lawyer for answers to your questions.
  • Look for a lawyer on Find Legal Aid or contact the Pro-Bono law clerk at the Bankruptcy Court.

Let's get started! We begin with Income and Expenses.

Filing without a lawyer

  • Bankruptcy is complicated. Filing without a lawyer is risky.
  • You can lose property and money. You can go to jail if you do not tell the truth.

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