You are here

Head’s up — MassLegalHelp is getting a new look!

At the beginning of March, we will be relaunching this website with a brand-new look. You may notice some things moved around, but our main content will stay the same. We hope the improved design will make it easier to find what you are looking for.

 

Which debts do I pay first?

Produced by Mariah Jennings-Rampsi, South Coastal Counties Legal Services, with funding from American College of Bankruptcy
Reviewed September 2019

Use your money to pay for your family’s needs first. Food, cloth­ing, shelter, and utilities are the most important bills. A debt collector can only take your income or things if there is a court order The Consumer Financial Protection Bureau has created a tool kit to help you decide which bills to pay first.

Remember

You may have already told a creditor they can take your stuff if you do not pay-- like with a car loan or a mortgage.  If your debt is a credit card, a debt collector must get a court order to take anything that is yours. And the debt collector cannot take things that are “protected.”  

Find Legal Aid

You may be able to get free legal help from your local legal aid program. Or email a question about your own legal problem to a lawyer.

Ask a Law Librarian

If it's
Monday-Friday
between
9am - 12pm and 1pm - 4pm