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Which debts do I pay first?

Produced by Mariah Jennings-Rampsi, South Coastal Counties Legal Services, with funding from American College of Bankruptcy
Created June 2012

Use your money to pay for your family’s needs first. Food, cloth­ing, shelter, and utilities are the most important bills. A debt collector can only take your household goods or wages if he or she has a court order.


A debt collector must get a court order to take anything that is yours. And the debt collector cannot take things that are “protected”.

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