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Paying my mortgage

Produced by Greater Boston Legal Services and Massachusetts Law Reform Institute
Reviewed October 18, 2020

If you cannot pay your mortgage

Ask your lender for a forbearance plan.  

Get money for your mortgage

You may get up to $4,000 to pay your mortgage from the RAFT program if:

  • You have low income, and
  • You are at risk of homelessness.

Find where to apply by putting your town or city on the top of this page. Look for the non-profit that lists “RAFT” on the left-hand side of the page.  Then search Google for that organization.  Even though most non-profits’ buildings are closed, staff are still there to help.  Call or email if you cannot find how to apply on their website.

Taxes and condominium payments

Your town, city, and condominium association can still ask for payments. If you cannot pay, they must send you notices and go to court before they can foreclose on your home. 

Find Legal Aid

You may be able to get free legal help from your local legal aid program. Or email a question about your own legal problem to a lawyer.

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