Help paying your bills

Produced by Greater Boston Legal Services and Massachusetts Law Reform Institute
Reviewed October 27, 2020

If you have trouble paying your bills

Your car

If you fall behind on your car payments, call your lender. Ask if they have a program to help you delay some of your payments or lower them.

Your gas, electric, internet, phone and other utilities

Utility companies cannot shut off service to your home before November 15, 2020.  After November 15, 2020, you may be able to stop a shut-off if you qualify for winter heat protection.  See Keep Your Heat From Getting Shut Off This Winter.  During the COVID-19 crisis internet and cell phone companies have special plans.  

Your Credit Cards and Debts

See Debt Cases in Court to find out about cases already in court.

If you lost your income, learn to be proactive about your bills. More help from the Consumer Financial Protection Bureau.

Find Legal Aid

You may be able to get free legal help from your local legal aid program. Or email a question about your own legal problem to a lawyer.

Ask a Law Librarian

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