Security deposit basics for Massachusetts tenants

A security deposit cannot be more than your first month’s rent.  

When you move in, your landlord can only charge you for these things:

• the first and last month’s rent,  
• a new lock and key, and  
• a security deposit.

A landlord is not allowed to charge other fees like pet, cleaning, or application fees. See Illegal Fees for more information on what a landlord may or may not charge you for.

The most important thing you can do to protect yourself is to get a receipt for the security deposit and for any money you pay the landlord when you move in. If they do not give you a receipt, use Rent Receipt (Form 2).

Other ways to protect your security deposit:

• Only pay in cash if the landlord can give you a receipt right away.
• Keep receipts and other papers related to your new apartment in a folder in a safe place.
• If the landlord takes your security deposit, they must also give you a Statement of Condition within 10 days of moving in. This statement describes the condition of the unit. If they do not send a Statement of Condition, you can create your own. Use the Statement of Condition Form (Form 3). Send it to your landlord with the list of anything broken or damaged. Keep a copy for your records.

Yes. A landlord may charge for a security deposit if you live in public or subsidized housing. The amount depends on the subsidy you have.

• If you live in federal public housing, the housing authority is allowed to charge a security deposit. The security deposit cannot be more than 1 month’s rent.
• If you live in state public housing, you do not pay a security deposit unless you ask to have a pet. This does not apply to service animals.
• If you have a Section 8 voucher under the Housing Choice Voucher Program or the Project-Based Voucher program, the landlord can charge up to 1 total month’s rent. That is, your share plus the housing agency’s share. If 1 total month’s rent is $1,000, you may have to pay a $1,000 deposit.
• If you have "project-based" Section 8 assistance in privately-owned multifamily housing, look at the lease. Project-based Section 8 assistance is not a voucher.
• If you have a voucher funded by the Massachusetts Rental Voucher Program (MRVP) or the Alternative Housing Voucher Program (AHVP), the landlord may charge you a security deposit up to 1 total month’s rent.

There are programs that can help low-income families pay for security deposits and first and last month's rent. See Help with Deposits.

After you move out, your landlord can only use your security deposit to repair damages you or your guests caused or to pay unpaid rent. Landlords are not allowed to use the security deposit for routine painting, cleaning, or small repairs. If you withheld rent because of bad conditions, they cannot use the security deposit to pay unpaid rent.

If you left your apartment in the same condition as you found it, the landlord must return your security deposit balance, with interest, within 30 days after you move out. 

When you move out:

• Clean the apartment and move all your belongings out. 
• Inspect the apartment with the landlord. Make a list of what they say needs repairs. If the problem was there when you moved in or if the damages are “reasonable wear and tear,” tell them. 
• See if you can reach an agreement before you move out about what repairs you will be charged for.
• Take photos of all rooms in case you need to prove the condition of the apartment after you move out.

If the landlord does not return your security deposit in 30 days, send them a letter asking them to return 100% of your deposit. You can use Security Deposit Demand Letter for Tenants Moving Out (Form 6). Or use the CourtFormsOnline interactive interview that lets you complete, review, sign, and send your letter to your landlord from your smartphone or computer.

If the landlord still refuses to return your security deposit, you can sue in Small Claims Court. They may have to pay you 3 times the deposit.

If the building you were living in is foreclosed, see Getting your security deposit back after foreclosure.

You should not lose your security deposit or last month's rent payment if the property is sold, foreclosed, or taken over by a new management company.

Your landlord should send your security deposit and last month’s rent to the new owner. If your landlord loses the property to foreclosure, the bank may be the new owner.

The new landlord has 45 days to send you a notice about your security deposit, last month’s rent, and interest. If the new landlord does not send you this notice by the deadline, the old landlord must return your deposit plus interest.