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What is financial eligibility?

Produced by Massachusetts Law Reform Institute
Reviewed March 2023

You must meet the SNAP income tests to get SNAP benefits. There is no asset test for most Massachusetts households. See Is there a gross income test for SNAP?

There are three basic steps in the SNAP math:

  • Your countable gross income must be under the financial limit for your household size.
  • Your countable net income is determined after allowing certain deductions for shelter, dependent care and some other expenses.   
  • Your monthly SNAP benefit is calculated by subtracting 30% of your countable net income from the maximum SNAP benefit for your household size.

The financial eligibility rules are confusing. This walks you through the financial rules step-by-step

Financial Calculation Tools:

  • Check out our online and mobile-friendly SNAP calculator. An Excel spreadsheet calculator is also available at that link for quick calculations.
  • For a simple one-page SNAP Worksheet, go to Appendix A.

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