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A
Cease and Desist Letter tells a creditor to stop contacting you.
Once the collection agency gets your letter, they cannot contact you again to collect the debt.
Learn more you can do to stop debt collectors.
.
Instructions
for Mailing Your Cease and Desist Letter
Use a cease and desist letter to tell the creditor not to contact you. To learn more about what can do to stop debt collectors visit www.masslegalhelp.org/debtcollectors.
- Your letter is on the next page. If it is not, type 'Ctrl' + 'Enter' before your name is listed on the right hand side of the screen.
- Review the letter and make sure everything it says is true and is spelled correctly.
- Sign at the end of the letter.
- Make a copy.
- Mail the original to the creditor certified mail, return receipt requested. You will have proof that the creditor got your letter.
- Keep the copy for yourself with the proof of mailing.
- If you have questions, talk to a lawyer at a debt clinic. Clinics are held at the:
- Boston Municipal Court every Wednesdays on the 5th Floor of the Edward Brooke Courthouse from 9am-12pm.
- Quincy District Court Small Claims, 2nd Floor, the first Tuesday of every month at 1:30pm.
- Cambridge District Court Small Claims, Thursdays at 8:45am.
- Framingham District Court the first Wednesday of every month from 1pm to 3pm.
- Worcester District Court Small Claims, Tuesdays at 8:30am.
Or If you are having trouble with a debt collector, submit a complaint to the Consumer Financial Protection Bureau online or by calling (855) 411-CFPB (2372).
Your letter is on the next page.
name
address
date
creditor
creditoraddress
NOTIFICATION TO CEASE AND DESIST COLLECTION ATTEMPTS
RE:account
Dear creditor:
Someone from your company contacted me about a debt. Please accept this as a Ceasing Communication notice pursuant to 15 USC 1692c Section 805 (c) of the Fair Debt Collection Practices Act. Please cease and desist from contacting me or my family by telephone at home, at work, on my cell phone or at any other location about this or any related matter.
You may only contact me to inform me that there will be no further collection efforts or to notify me that a specific action will be taken. Any contact you make to a 3rd party concerning me is also in violation of the Fair Debt Collection Practices Act.
If you are collecting this debt on behalf of someone else, please provide this letter to that company so that they have notice of my demand. This letter is not an acknowledgment that I owe you money.
If you do not stop contacting me immediately, I may be forced to take legal action.
Thank you for your cooperation.
Sincerely,
________________________________
name
This form was prepared using form preparation software without the assistance of counsel.
What is your first and last name?
What is your address?
Who are you writing your letter to? Type the name of the company that wrote or called you most recently, not the company you originally owed money to.
What is creditor's address?
List the account number and any other information creditor gave you about the debt. (example: This was originally a Home Depot card or it was opened in 2002.)
When are you mailing your letter? (month, date, year)
If you know you owe the debt, this letter will stop creditor from contacting you. But, beware, they may file a lawsuit against you sooner than if you had not sent the letter.
Create your Cease and Desist Letter?
I want to create a Cease and Desist Letter.
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