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Can a creditor take my exempt income or property if they have a judgment against me?

No. Even if a creditor has a judgment against you, they cannot take exempt income or property to pay most debts.

Only a priority creditor can take exempt income or property.  Priority creditors include those who are collecting money you owe to the government, child support, alimony or fines or restitution in criminal cases.

Produced by Mariah Jennings-Rampsi, South Coastal Counties Legal Services, with funding from American College of Bankruptcy Foundation
Created June 2012

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