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Before you fill out any Bankruptcy forms

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Produced by Attorney Mariah Jennings-Rampsi for MassLegalHelp
Created October 2016

Before you file for bankruptcy, you need to:

box of tools

Read the “Notice to Consumer Debtors”.
Get copies of your credit reports.
Find out about all your debts.
Record a declaration of homestead.
File your income tax return.
Get credit counseling, and
Gather your documents.

You have the right to an interpreter

Filing without a lawyer

Bankruptcy is complicated. Filing without a lawyer is risky.
You can lose property and money. You can go to jail if you do not tell the truth.

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