Student health insurance

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Massachusetts Law Reform Institute

Massachusetts college students must have health insurance, but you have options.

View the student health insurance flyer here.

School-based insurance
  • Your school will offer you health insurance, but other options may provide better coverage for less money.
  • If you have other health coverage, you must ask for a waiver to avoid paying for your school's insurance.
  • There are deadlines to waive your school's insurance! Check with your school for details.
Your other coverage options
  • Your parent's insurance:
    • If it covers dependents, and
    • You are under 26 (there is no age limit if you're disabled and it is Massachusetts insurance).
  • MassHealth: Low to no-cost health coverage.
  • Health Connector: Help paying for private insurance through the Massachusetts Health Connector.
  • Job-based insurance: If you have a full or part-time job.
Need help paying for health coverage?

Apply for MassHealth or insurance from the Health Connector online.

Get help applying from Enrollment Assisters.

More information about MassHealth.

More information from the Health Connector for students.

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