Student health insurance

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Massachusetts Law Reform Institute

Massachusetts college students must have health insurance, but you have options.

View the student health insurance flyer here.

School-based insurance
  • Your school will offer you health insurance, but other options may provide better coverage for less money.
  • If you have other health coverage, you must ask for a waiver to avoid paying for your school's insurance.
  • There are deadlines to waive your school's insurance! Check with your school for details.
Your other coverage options
  • Your parent's insurance:
    • If it covers dependents, and
    • You are under 26 (there is no age limit if you're disabled and it is Massachusetts insurance).
  • MassHealth: Low to no-cost health coverage.
  • Health Connector: Help paying for private insurance through the Massachusetts Health Connector.
  • Job-based insurance: If you have a full or part-time job.
Need help paying for health coverage?

Apply for MassHealth or insurance from the Health Connector online:

Get help applying:

More information about MassHealth:

More information from the Health Connector for students:


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