Forms of Housing Discrimination
In this section, learn about common forms of housing discrimination and what they can look like.
Endnotes
20 .
Massachusetts law prohibits discrimination in housing because a child or children will occupy the rented premises, but exempts: (1) two-family owner-occupied buildings; (2) buildings with three or fewer units if one unit "is occupied by an elderly or infirm person for whom the presence of children would constitute a hardship"; and (3) a temporary rental (less than one year) of the owner’s principal place of residence. G.L. c. 151B, §§4(11)(1)-(11)(3). These exemptions, however, do not apply to §4(7B)'s ban on discriminatory statements and advertising, nor do they apply to persons whose business includes engaging in residential real estate-related transactions. See 804 C.M.R. §§2.01(4)(b)-(4)(c).
The federal Fair Housing Act, 42 U.S.C. §§3602(k), 3604, and 3606, forbids housing discrimination based on "familial status." "Familial status" was added by the Fair Housing Amendments Act of 1988. The federal law does not apply to owner-occupants of one- to four-family homes (the so-called "Mrs. Murphy" exemption). 42 U.S.C. §3603(b)(2); 24 C.F.R. §100.10(c)(2). The rental or sale of a single-family house by an owner who has not sold a house within the previous 24 months, who does not own more than three single-family houses, who does not use a real estate agent or broker to sell or rent the house, and who does not use a discriminatory advertisement, is also exempt from the Act. 42 U.S.C. §3603(b)(1); 24 C.F.R. §100.10(c)(1). Similar to Massachusetts law, the Fair Housing Act's ban on discriminatory statements and advertising (contained in 42 U.S.C. §3604(c)) is not subject to these exemptions. 42 U.S.C. §3603(b). Moreover, even where a landlord does have an exemption, the landlord's broker may not legally discriminate against children. See 42 U.S.C. §3605.
21 . See 42 U.S.C. §3602(k); 804 C.M.R. §2.02(2). See also, G.L. c. 186, § 16, stating that any lease or rental agreement that terminates the contract if the tenant has or will have a child is void and against public policy.
22 . See G.L. c. 151B §4(11)(2). A landlord is also allowed to exclude children where a dwelling contains three apartments or less and one of the units is occupied by an elderly or infirm person for whom the presence of children would constitute a hardship. G.L. c. 151B, §4(11)(1). The law also allows children to be excluded when a landlord temporarily leases (for up to one year) a single-family residence or unit that the landlord ordinarily occupied as his or her principal residence. G.L. c. 151B §4(11)(2).
23 . See 42 U.S.C. §§3607(b)(1)-(3). The Massachusetts law prohibiting housing discrimination against families with children does not specifically exempt housing for older person, see G.L. c. 151B §4(11); however, the prohibition against housing discrimination based on age does contain such a limitation. See G.L. c. 151B §§4(6)-(7).
24 . See 42 U.S.C. §3604(c); G.L. c. 151B, §4(7B).
25 . See 42 U.S.C. §3605; G.L. c. 151B, §4(3B).
26 .
The Massachusetts Lead Poisoning Prevention and Control statute is at G.L. c. 111, §190. The law requires all owners of residential buildings to remove or cover lead paint in places where a child under the age of six lives or seeks to live. The law specifically applies to an owner who tries to avoid lead paint liability by discriminating against a family with children, even if that family does not yet reside in the apartment or house. G.L. c. 111, §199A.
G.L. c. 151B, §4(11) specifically obligates the Mass. Commission Against Discrimination or a court which finds discrimination against families with children because of the presence of lead paint to refer such cases to the director of the Childhood Lead Poisoning Prevention Program which is located in Boston.
27 . However, depending on the reason for the question, it may be possible for a landlord or her agent to inquire about the age of children who may be tenants. At least one court has upheld the decision of a HUD Administrative Law Judge who concluded that the Fair Housing Act was not violated when a real estate agent asked a prospective tenant about the number and age of her children in order to secure a quiet neighbor for an existing elderly tenant. Soules v. U.S. Dept. of Housing and Urban Development, 967 F2d 817 (2nd Cir. 1992).
28 .
Two federal acts require landlords, including landlords with units paid for by Section 8 vouchers, to inspect apartments in which children live or will live for lead paint. See 42 U.S.C. §§4821-4846 (the Lead-Based Paint Poisoning Prevention Act) and 42 U.S.C. §4851 (Residential Lead-Based Paint Hazard Reduction Act of 1992). See also Voucher Program Guidebook: Housing Choice, U.S. Dept. of Housing and Urban Development, http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/forms/guidebook. See also the EOHLC Lead Law Policy Notebook, available at the State House Bookstore (617-727-2834).
The EOHLC policy was, in part, a reaction to the holding in the case of Ayala v. Boston Housing Auth., 404 Mass. 689 (1989), which held that the Boston Housing Authority had a duty to inspect a Section 8 unit for lead paint and might be liable for a child's poisoning in a unit that it failed to inspect. The court also held that the tenants were third-party beneficiaries of the contracts between BHA and the landlord and could thus sue for breach of those contracts. If a landlord denies you housing because you are a Section 8 recipient and the rules of the program demand that she delead the unit, then she may be discriminating on the basis of your receipt of a rental subsidy in violation of G.L. c. 151B, §4(10), which prohibits discrimination " … because of any requirement of such … rental assistance or housing subsidy program." If the discrimination was based on the receipt of rental assistance, then the exemption for owner-occupants of two-family homes does not apply. No owner can discriminate on this basis.
29 . See G.L. c. 111, § 197 (requiring landlords to remove, abate, or contain lead paint in a unit rented to a family with children under six years of age.) If there is not yet an executed lease, the landlord may delay the start of the tenancy, no longer than thirty days, to delead the apartment. G.L. c. 111, § 197(h).
30 . It is also illegal for landlords to refuse to accept Section 8 or any rental assistance subsidy. See G.L. c. 151B, § 4(10).
31 . 42 U.S.C. §3604(b), as amended by the 1988 Act, explicitly forbids discrimination against any person "in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith, because of … familial status." In Glover v. Crestwood Lake Section 1 Holding Corps., 746 F. Supp. 301, 309-10 (S.D.N.Y. 1990), the court held that a landlord's refusal to rent a one-bedroom unit to a person with a child, or a two-bedroom unit to a person with three children, violates the Fair Housing Act since the landlord had rented these apartments to childless households of the same size.
32 . See 42 U.S.C. §3607(b)(1); G.L. 151B, §4(11). Also, see the State Sanitary Code, 105 C.M.R. §410.400, requiring 150 feet of floor space for the first occupant, and 100 square feet for each additional occupant with 50 square feet per person for shared bedrooms
33 . A recent national study, sponsored by the U.S. Department of Housing and Urban Development (HUD), found that African-American and Hispanic people looking for rental apartments are still discriminated against in cities across the country. White renters were favored over black renters 21.6% of the time. White renters were also favored over Hispanic renters 25.7% of the time. Turner et al., Discrimination in Metropolitan Housing Markets: National Results from Phase I HDS 2000 (Washington, DC, HUD 2002), available at: http://www.huduser.gov/Publications/pdf/Phase1_Report.pdf.
34 . All of the 2010 Census data relating to Massachusetts can be found at http://www.sec.state.ma.us/census/. See also Race, Place, and Segregation: Redrawing the Color Line in Our Nation's Metros, a study by the Civil Rights Project, the John F. Kennedy School of Government at Harvard University, CommUNIRY 2000, and The Leadership Council for Metropolitan Open Communities (2002), available at: http://www.civilrights.org/publications/community2000/metro_open_comm.html.
35 . See Espinoza v. Hillwool Square Mutual Ass'n., 522 F. Supp. 559 (E.D. Va. 1981). While you do not need to be a citizen to apply for public or subsidized housing, some programs are allowed to ask you about your citizenship or immigration status. See generally Legal Tactics: Finding Public and Subsidized Housing, 2d ed., 2006, Booklet 9: Immigrants and Housing.
37 . See Diliddo v. Oxford Street Realty, 450 Mass. 66 (2007). In Diliddo, the Supreme Judicial Court held that a one-month termination provision in an alternative housing vouching program (AHVP) lease was a "requirement" of the AHVP program which the landlord's agent could not reject for financial reasons. In so holding, the Court refused to read into the statute an exception that would allow landlords to reject participants in housing subsidy programs whose requirements might cause the landlord economic harm. See also Clemons v. Niedzwiecki, Western Housing Court, 15-CV-0488 (Fein, J., July 25, 2016) (holding that Chapter 151B’s prohibition against denying housing because the tenant received a housing subsidy or because of the rules of a housing subsidy program includes a prohibition against refusing to rent to tenants because of the particular agency that administers their voucher).
38 . See the regulation for the Section 8 Tenant Based Assistance: Housing Choice Voucher Program, 24 C.F.R. §982.304, Illegal Discrimination: PHA Assistance to Family. This section states: "A family may claim that illegal discrimination because of race, color, religion, sex, national origin, age, familial status or disability prevents the family from finding or leasing a suitable unit with assistance under the program. The PHA must give the family information on how to fill out and file a housing discrimination complaint." See also 24 C.F.R. §982.53, describing the equal opportunity requirements under the Section 8 program. Finally, note that the Equal Opportunity Housing Plan must, in accordance with the requirements of Executive Order 11,063, 27 FR 11527, reprinted as amended in 42 U.S.C.S. §1982, "promote the abandonment of discriminatory practices" and "prevent discrimination."
39 . The federal district court found in NAACP v. Pierce, 624 F. Supp. 1083 (D. Mass. 1985), remanded for remedial order, 817 F.2d 149 (1st Cir. 1987), that HUD had failed in its duty to promote fair housing in administering its federally funded housing and community development programs in the city of Boston. On March 8, 1991, Federal District Judge Walter Skinner approved a consent decree between the NAACP and HUD, which also incorporated settlement agreements between the city of Boston and HUD, as well as between EOCD and HUD.
40 .
Ch. 151B, §1(16), (17), and §4(3C), (4A), (6)-(7B). In federal law, the key provisions are in the Fair Housing Amendments Act of 1988, Pub. L. No. 100-430, §13(a), 102 Stat. 1636 (1988), codified at 42 U.S.C. §§3601 et seq. Both the state and federal law add persons with disabilities to the list of those protected against discrimination. Both laws, with the state law being generally stronger, provide that landlords must make "reasonable accommodations" to persons with disabilities so that they can rent and enjoy housing on an equal basis with those who are not disabled.
Another federal law protecting disabled people from housing discrimination, but only in "federally assisted" housing, is Section 504 of the Rehabilitation Act of 1973, codified at 29 U.S.C. §794.
41 . G.L. c. 151B, §4(7A); 42 U.S.C. §3604(f).
42 .
State law, at G.L. c. 151B, §1(17), uses the same definition of "handicap" as the federal Fair Housing Act does. The federal Fair Housing Act and implementing regulations define "handicap" as (1) a "physical or mental impairment which substantially limits one or more of [a] person's major life activities," (2) a record of having such an impairment, or (3) being regarded as having such impairment. 42 U.S.C. §3602(h); 24 C.F.R §100.201. Section 504 has a similar definition. See 29 U.S.C. §§705(9)(B), 705(20)(B).
Note that the federal law does not include as a "handicap" the current illegal use of or an addiction to a controlled substance. 42 U.S.C. §3602 (h)(3), 24 C.F.R. §100.201. (However, recovering drug abusers in a treatment program would not be excluded if they do not currently use illegal drugs. See House Judiciary Comm., Fair Housing Amendments Act of 1988, H.R. Rep. No. 711, 100th Cong., 2d Sess. 25, 28-29, reprinted at 1988 U.S. Code Cong. & Admin. News 2173, 2183-84.) State law, however, makes no exclusion for drug addicts.
Also, the federal law is explicit that discrimination protections are not to extend to any individual whose tenancy would constitute a "direct threat to the health or safety of other individuals or whose tenancy would result in substantial physical damage to the property of others." 42 U.S.C. §3604(f)(9); 24 C.F.R. §100.202(d). In contrast, the state law, G.L. c. 151B, includes no language exempting such persons from protection against discrimination. The Massachusetts Supreme Judicial Court has held that a public housing authority may evict a tenant who requests a reasonable accommodation but poses a threat to others, but before doing so it must show that an attempt to accommodate the tenant has failed or that there is no reasonable accommodation that will acceptably minimize the risk to other residents. Boston Housing Authority v. Bridgewaters, 452 Mass. 833, 841 (2009).
43 .
This section addresses only the disability laws regarding private housing. The laws regarding public and subsidized housing are different and can be more complicated.
In addition, sometimes a person will have a CORI (or a poor credit report) because she is survivor of domestic violence. If this is the case, you should explain the circumstances to the landlord. It may be sex discrimination to deny someone housing based on a CORI or poor credit report that is the result of someone’s being a victim of domestic violence. U.S. Dep’t of Hous. & Urb. Dev., Assessing Claims of Housing Discrimination against Victims of Domestic Violence under the Fair Housing Act (FHAct) and the Violence Against Women Act (VAWA) (Feb. 9, 2011). Evictions actions against victims of domestic violence because of acts of domestic violence can also be discrimination on the basis of sex. See Bouley v. Young-Sabourin, 394 F. Supp. 2d 675 (D. Vt. 2005). Massachusetts law also provides certain protections for victims of domestic violence allowing them to break a lease early and request that the locks be changed (for a reasonable fee). G.L. c. 186, §§24, 26. In both cases, the landlord may request proof that the individual is a victim of domestic violence, such as a copy of a court prevention of abuse order or a police report. The law also provides that if a victim of domestic violence exercises his right to terminate his lease early due to domestic violence, a future landlord cannot use that as a reason not to rent to him, nor can a housing subsidy provider use that as a basis to deny rental assistance. G.L. c. 186, §25.
44 . A housing provider violates the federal Fair Housing Act when the provider’s policy or practice has an unjustified discriminatory effect, even when the provider had no intent to discriminate. Where a policy or practice that restricts access to housing on the basis of criminal record has a disparate impact on individuals of a particular race, national origin, or other protected status, such policy or practice is unlawful under the Fair Housing Act. See U.S. Department of Housing and Urban Development Office of General Counsel Guidance on Application of Fair Housing Act Standards to the Use of Criminal Records by Providers of Housing and Real Estate-Related Transactions (April 4, 2016). See also U.S. Department of Housing and Urban Development, Notice PIH 2015-19, Guidance for Public Housing Agencies (PHAs) and Owners of Federally-Assisted Housing on Excluding the Use of Arrest Records in Housing Decisions (Nov. 2, 2015) (prohibiting landlords who receive federal funding from relying on arrest records only to deny admission to or evict tenants).
45 . G.L. c. 6, §172(32)(d). This law states: "Except as authorized by this section it shall be unlawful to request or require a person to provide a copy of his criminal offender record information."
46 . 42 U.S.C. §3602(h); Peabody Properties, Inc. v. Sherman, 418 Mass. 603 (1994).
47 . The fair housing laws do not give a definition of current use of illegal drugs. However, the Americans with Disabilities Act defines current use of drugs as "illegal use of drugs that occurred recently enough to justify a reasonable belief that a person's drug use is current or that continuing use is a real and ongoing problem." 28 C.F.R. §35.104; 28 C.F.R. §36.104. In addition, the law regarding public and subsidized housing states that "[a] person's illegal use of a controlled substance within the preceding 12 months shall create a presumption that such person is a current illegal user of a controlled substance, but the presumption may be overcome by a convincing showing that the person has permanently ceased all illegal use of controlled substances. This disqualification of current illegal users of controlled substances shall not apply to applicants for housing provided through a treatment program for illegal users of controlled substances." 760 CMR §5.08(1)(k).
48 . G.L. c. 121B, §32; 760 CMR §5.08(2).
49 .
The federal Fair Housing Act requires "reasonable accommodations in rules, policies, practices, or services, when such accommodations may be necessary to afford such person equal opportunity to use and enjoy a dwelling." 42 U.S.C. §3604(f)(3)(B). See 24 C.F.R. §100.204. The concept of "reasonable accommodations" was drawn from §504 of the Rehabilitation Act of 1973, 29 U.S.C. §794 (see 53 Fed. Reg. 45003, November 7, 1988), which prohibits discrimination against disabled people in federally assisted housing. This reliance on §504 is significant, because there is a limited body of §504 case law elaborating upon the "reasonable accommodations" concept under §504. See, e.g., Southeastern Community College v. Davis, 442 U.S. 397 (1979), and Alexander v. Choate, 469 U.S. 287 (1985). See House Judiciary Comm., Fair Housing Amendments Act of 1988, H.R. Rep. No. 711, 100th Cong., 2d Sess. 25, 28-29, reprinted at 1988 U.S. Code Cong. & Admin. News 2173, 2189-90. For a very helpful Massachusetts case decided under §504, see City Wide Assocs. v. Penfield, 409 Mass. 140 (1991). In that case, a landlord was attempting to evict an elderly mentally disabled tenant who, because she heard voices in the walls, banged at and threw things at the walls in her apartment. The Supreme Judicial Court held that under §504 the landlord had an obligation to reasonably accommodate her handicap by stopping the eviction action and giving her an opportunity to obtain mental health counseling. The court seemed to agree that the damage caused by the tenant (less than one month's rent) was not significant, especially since the cost was reimbursable by a public agency.
The Massachusetts Appeals Court, interpreting §504 in Whittier Terrace Assocs. v. Hampshire, 26 Mass. App. Ct. 1020 (1989) (rescript), has ruled that a disabled woman who is psychologically dependent upon her cat should be permitted an exception to the landlord's no-pet rule.
A very useful guide on what may or may not qualify as either a reasonable accommodation or a reasonable modification can be found in the joint statements on reasonable accommodations and modifications put out by HUD and the Department of Justice. Joint Statement of the Department of Housing and Urban Development and the Department of Justice, Reasonable Accommodations Under the Fair Housing Act(May 17, 2004); Joint Statement of the Department of Housing and Urban Development and the Department of Justice, Reasonable Modifications Under the Fair Housing Act (Mar. 5, 2008).
Although not precisely defining reasonable accommodations, the HUD fair housing regulations give several examples illustrating the range of accommodations required by the law, such as a no-pets policy that should be waived for a seeing-eye dog, provision of a preferred parking space for a mobility-impaired person, and more. See 24 C.F.R. §100.204(b). Note that, irrationally, reasonable accommodations under the HUD §504 regulations do not include supportive services such as counseling, medical, or social services not provided to other tenants, but may include, for example, assistance with trash removal for a physically disabled person. There is no analytic support for this restriction, and it runs counter to precedents in both the housing (Schuett v. Anderson, 386 N.W.2d 249 (Minn. Ct. App. 1986)) and education (Tatro v. Texas, 625 F.2d 557, 564 (5th Cir. 1980)) areas. Advocates should therefore be cautioned not to rely upon HUD's §504 regulations as a correct statement of the law with respect to any aspect of §504 analysis.
State law, at G.L. c. 151B, §4(7A), also includes the failure to make reasonable accommodations as an act of illegal discrimination. This means, as under the federal law, that a person with a disability has a right to expect her landlord to reasonably adjust rules or policies when necessary to allow her to live comfortably in her home. It is also illegal to refuse to rent to a person because she might need reasonable accommodations to the premises or to refuse to allow a tenant to make reasonable modifications to her apartment. Both the federal law (42 U.S.C. §3604(f)(3) and 24 C.F.R. §100.203) and state law require owners to allow disabled tenants to make reasonable modifications to their units at their own expense. This might include widening a doorway, installing a grab bar, putting in a louder doorbell, or lowering the light switches. However, the state law goes further for publicly assisted, multiple-dwelling or other larger housing developments. In those forms of housing, reasonable modifications must be paid for by the owner (in the case of public housing, this is subject to appropriation), but modifications are not considered reasonable if they would impose undue hardship on the owner. Also, reasonable modifications do not include ramping for more than five steps or installing a wheelchair lift. G.L. c. 151B, §4(7A)(1) and (7A)(3). Under §504, the only limit on provision of reasonable accommodations including structural modifications is "undue hardship." Thus, §504, if available, may be the better route for structural modifications in certain situations.
Whether the issue is a physical change to an apartment or the altering of certain rules or policies, the question about reasonable accommodations will most often be "What is reasonable?" State law says that a modification is not required "if it would impose an undue hardship upon the owner. … Factors to be considered shall include, but not be limited to, the nature and cost of the accommodation or modification needed, the extent to which the accommodation or modification would materially alter the marketability of the housing, the overall size of the housing business of the owner … and the ability of the owner … to recover the cost … through a federal tax deduction," G.L. c. 151B, §4(7A)(3).
In Andover Housing Authority v. Shkolnik, 443 Mass. 300 (2005), the Supreme Judicial Court held that a public housing authority did not violate the Fair Housing Act and M.G.L. c. 151B when it evicted a tenant with an alleged mental disability for excessive noise, and that the tenant's requested withdrawal or delay of eviction proceedings was not reasonable. Relying on language appearing in §504 of the Rehabilitation Act (but not in the Fair Housing Act or M.G.L. c. 151B), the Court focused on whether the tenant was a "qualified" handicapped person and concluded he was not. According to the Court, "[i]n the public housing context, a 'qualified' handicapped individual is one who could meet the authority's eligibility requirements for occupancy and who could meet the conditions of a tenancy, with a reasonable accommodation or modification in the authority's rules, policies, practices, or services. Here, the tenants made no showing that, even if eviction proceedings were withdrawn or delayed, they could comply with the terms of their lease by not disturbing their neighbors." 443 Mass. at 310-311 (internal citations omitted).
50 . See City Wide Assocs. v. Penfield, 409 Mass. 140, 143-44 (1991).
51 . 42 U.S.C. §3604(f)(9); Andover Housing Authority v. Shkolnik, 443 Mass. 300, 312 (2005) (neighbors' rights need not be "sacrificed 'on the altar' of reasonable accommodation") (quoting Groner v. Golden Gate Gardens Apartments, 250 F.3d 1039, 1046 (6th Cir. 2001)) but see Boston Housing Authority v. Bridgewaters, 452 Mass. 833, 850 (2009)) (“before a public housing authority may terminate the lease of a disabled tenant . . . because he poses ‘a significant risk to the health or safety of others’ that cannot be eliminated by a reasonable accommodation . . . the housing authority ‘must make an individualized assessment, based on reasonable judgment that relies on current medical knowledge or on the best available objective evidence to ascertain: the nature, duration, and severity of the risk; the probability that the potential injury will actually occur; and whether reasonable modifications of policies, practices, or procedures will mitigate the risk’”) (internal citations omitted).
52 . See Rodriguez v. Montalvo, 337 F. Supp. 2d 212, 215-16 (D. Mass. 2004).
53 . 42 U.S.C. §3604(f)(3); G.L. c. 151B, §4(7A)(1). Under Massachusetts law, an owner must pay for reasonable accommodations "in the case of publicly assisted housing, multiple dwelling housing consisting of ten or more units, or contiguously located housing consisting of ten or more units…." G.L. c. 151B, §4(7A)(1).
54 . See G.L. c. 151B, §4(7A).